Mutual Fund Research
Expense ratio is the one variable a fund guarantees you'll pay — and the one most investors never check.
Fund NAV lookup — every fund in India
Official AMFI NAVs, updated daily
Search any mutual fund scheme to see its latest official NAV.
Best & worst performers — direct growth plans
TOP PERFORMERS
Loading…
BOTTOM PERFORMERS
Loading…
Returns computed from official AMFI NAVs — 1Y is absolute, 3Y and 5Y are annualised (CAGR). Direct growth plans only, so comparisons are like-for-like. Past returns never guarantee future performance; chart-toppers rotate every cycle.
Browse by category — MF Classes
Compare whole fund categories first — Large Cap vs Flexi vs Small Cap, Gilt vs Corporate Bond — then drill into the schemes inside the winner.
Open MF Classes →
Browse by fund house
Loading fund houses…
Direct vs regular plan — what the commission actually costs you
Direct plan — final corpus
—
Regular plan — final corpus
—
Cost of the commission, over the full period
—
This is the same fund, same fund manager, same portfolio — the only difference is who keeps the distributor's trail commission baked into the expense ratio.
Fund categories, plainly
| Category | What it holds | Broad risk |
|---|---|---|
| Large cap equity | Top ~100 companies by market cap | Moderate — most stable equity option |
| Mid / small cap equity | Smaller, faster-growing companies | High — sharper drawdowns in corrections |
| Flexi / multi cap | Mix across market caps, manager's discretion | Moderate to high, depends on mandate |
| Index fund / ETF | Passively tracks an index like Nifty 50 | Same as the index — lowest cost option |
| Debt fund | Government and corporate bonds | Low to moderate — watch credit quality and duration |
| Hybrid | Mix of equity and debt in one fund | Depends on the equity allocation |
Picking a fund without getting sold to
✓ Default to the direct plan — same fund, lower cost, no advisor commission
✓ Compare returns against the fund's own category average and benchmark, not just its neighbours
✓ Check 5–10 year consistency, not one standout year
✓ Fund manager tenure is stable and the mandate hasn't changed recently
✓ Expense ratio is at or below the category median
✓ Portfolio concentration and sector bets match what you signed up for
⚠ Chasing last year's #1 ranked fund — chart-topping years rarely repeat
⚠ A high star rating used as the only reason to buy — ratings are backward-looking
⚠ "Guaranteed return" language from anyone selling a mutual fund — no equity fund can promise this
⚠ New Fund Offers (NFOs) marketed on novelty rather than a clear, provable strategy
⚠ Regular plan sold without ever mentioning the direct plan exists
⚠ A high star rating used as the only reason to buy — ratings are backward-looking
⚠ "Guaranteed return" language from anyone selling a mutual fund — no equity fund can promise this
⚠ New Fund Offers (NFOs) marketed on novelty rather than a clear, provable strategy
⚠ Regular plan sold without ever mentioning the direct plan exists
For education and research only. The calculator above is illustrative — actual returns are never linear or guaranteed. Mutual fund investments are subject to market risk; read all scheme-related documents carefully. © 2026 MYFGuide.